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Why Choose Paybright?

Pay over time for what you need in 4 easy, automatic payments.

All payments are biweekly, interest-free, and hassle-free

How does it work?

1. Place an order between $35 and $1500 (after taxes and shipping) and proceed to checkout as you normally would

2. Choose PayBright as your payment method and enter a few quick details to complete your purchase

3. PayBright will automatically charge your credit or debit card in 4 biweekly payments if your order is between $35 and $1500. If your order is greater than $1500, then a monthly payment plan will be created for you.

What do I need?

To be 18+ years old and a resident of Canada 

A Canadian Visa/Mastercard credit/debit card (your debit card must have the Visa or Mastercard logo).

An SMS-capable Canadian phone number

Paybright FAQ's

How do returns work if I paid using PayBright?
Purchases made using PayBright are subject to Mindzai's standard return policy. Typically, all sales are final however. In store: If your return is approved, when you return your purchase to our store the entire order will be refunded to a Mindzai gift card. You will then be required to maintain your PayBright biweekly payments until the amount is paid off. If you choose to pay off the full balance, please contact PayBright.

What if I'm having trouble checking out with PayBright?
Please see this helpful FAQ article on the PayBright help site or contact us.

Does PayBright do a credit check?
Using Pay-in-4 will not affect your credit score. However, if you opt to use monthly payment plans, a credit check will be performed.

Can I use or purchase a gift card when using PayBright?
No. Currently, it is not possible to select PayBright as a payment method if a gift card is in your cart at checkout.

What methods of payment does PayBright accept?
PayBright currently accepts Canadian Visa and Mastercard credit or debit cards. Debit cards must have the Visa or Mastercard logo. Please note that prepaid cards are not accepted.

Are there late or non-sufficient fund (NSF) fees?
For more information on late or NSF fees, please see this FAQ article on the PayBright help site.

Where can I find PayBright’s Terms and Conditions?
You can find them here.

I still have questions about Paybright. Who do I contact?
Please contact PayBright's Customer Service team here.